Saturday, January 10, 2015

First Time Home Buyers, New to Canada Home Buyers - I am hee to help!

I would like to shed some Clartiy on Mortgages for First Time Home Buyers.

The first step is to get pre qualified:  This is VERY IMPORTANT!!!

I work with  number of clients and everyone has one thing in common....... their situation is different from everyone else....

This is where I come in, I get the basic information from you and begin to develop a plan for you to purchase your first home.  I take you through everything step by step so it does not confuse or overwhelm you.

You first time purchase should be exciting and I am hear to help with that.

The reason you need to get pre qualified is to ensure you have all your "ducks in a row" so to say, before you go out shopping for your first place. There are all kinds of things to consider, such as:

1. How much do I need for my down payment, where is it coming from, what does the bank need to verify the down payment, can I borrow the down payment, can a family member gift it to me, can I use money from over seas.

2.  What do they need to verify my employment, can I be part time and still qualify?  What if I am self employed?

3. I am new to Canada and have been paying rent and a cell phone for a year but I don't have two years credit built up - can I buy a home?

4. How much can I afford? How much do I qualify for?

5. Is my credit good enough?

These are just a few items that can come up and I will be able to answer all these questions:)

Contact me today to get your mortgage plan in place.


No comments: