Friday, January 11, 2019

Mortgage Questions Answered: I am a first time home buyer, How do I get a mortgage?




Getting a mortgage for the first time can be a daunting task.  I have taken the complication out of the mortgage process and will take you through it one step at a time.  

I have outlined the mortgage process below:

Step One:



The link below is for my website, just click on the apply now button and follow the prompts – this application will come direct to me as soon as you have completed it.


AMY'S WEBSITE



Step Two:



Upon receipt of the above online application - I will send you a consent form via docu-sign – it takes less than a minute to sign and no app download is needed.



Upon receipt of the signed consent and the application, I will contact you to fill in anything that may be missed and issue you a list of required paperwork for the lender.  

Below you will see a generic list to get started with and we can update it once we have the application and consent completed.



  1. letter of employment – company letterhead, job title, start date, base income paid, name and contact number to verify the letter
  2. Most recent paystub
  3. If you earn bonus, overtime or commissions please also provide last two years Notice of assessments and T-1 generals
  4. two pieces of ID - one must be a picture ID
  5. 90 day banking history with name and account number on it to verify your down payment
  6. Void cheque




Contact me to get started today!
amy@yourmortgagegirl.ca

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