Getting a mortgage for the first time can be a daunting task. I have taken the complication out of the mortgage process and will take you through it one step at a time.
I have outlined the mortgage process below:
The link below is for my website, just click on the apply now button and follow the prompts – this application will come direct to me as soon as you have completed it.
Upon receipt of the above online application - I will send you a consent form via docu-sign – it takes less than a minute to sign and no app download is needed.
Upon receipt of the signed consent and the application, I will contact you to fill in anything that may be missed and issue you a list of required paperwork for the lender.
Below you will see a generic list to get started with and we can update it once we have the application and consent completed.
- letter of employment – company letterhead, job title, start date, base income paid, name and contact number to verify the letter
- Most recent paystub
- If you earn bonus, overtime or commissions please also provide last two years Notice of assessments and T-1 generals
- two pieces of ID - one must be a picture ID
- 90 day banking history with name and account number on it to verify your down payment
- Void cheque
Contact me to get started today!