Are you short on your down payment – If you act now, you could increase your current down payment up to 30%. Contact Amy Wilson to find out how today!!
If you have $10 000.00, you could turn it into $13 000.00 in 91 days! Ask me how!
If you are buying a home this year, then please contact me right away and pay attention to the information below.
Information: Contribute to a First Time Home buyers RSP
1. The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $25,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
2. Generally, you have up to 15 years to repay to your RRSP(s), PRPP or SPP the amounts you withdrew from your RRSP(s) under the HBP. However, you can repay the full amount into your RRSP(s), PRPP or SPP at any time.
3. Find out your contribution limit and NEVER exceed it – make sure you contribute before Feb 28th this year and you can get up to a 30% return for the money you contribute – this is an estimate – it is driven based on your income bracket and where your return is now, but it is an excellent way to get a larger return which builds your down payment.
For more information or ways to help build up your down payment to get your first home, Contact Amy Wilson at 780-919-0475, amy @yourmortgagegirl.ca
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