The banks may start taking a
closer look at your finances if you are self-employed. Stated-income customers, or the self-employed who don’t come to their
bank officer or mortgage broker with a government tax form with
their income on it seem to be in cross-hairs. What has changed is the examination of that stated income. The banks
want to see the cash flow going in and out of accounts, a net worth
where you can track the history.